Privacy Policy

Mortgage Health Score · Last updated: June 2026

This Mortgage Health Score tool is operated by Neeraj Tripathi, Licensed Mortgage Agent at 8twelve Mortgage (FSRA Licence #: FSRA-FILL).
Contact: neeraj.tripathi@8twelve.mortgage · +1 (289) 772-5136

What we collect

When you complete the Mortgage Health Score, we collect only what you choose to enter: your name, email, phone number, and city; the mortgage details you provide (such as home value, mortgage balance, monthly payment, other debts, income, renewal timing, and your goal); and your consent to be contacted.

Why we collect it

We use this information for two purposes only: to calculate your Mortgage Health Score and prepare your results, and to have a licensed mortgage agent follow up with you about your enquiry. The score is a free educational estimate — not financial advice, a credit score, a loan approval, or a guarantee of any rate or product.

Your consent (CASL)

We contact you only because you gave consent when you submitted the form. You can withdraw that consent and unsubscribe at any time — simply reply to any message asking to be removed, or contact us using the details above. We will stop contacting you promptly.

Who we share it with

Your information is shared only with the licensed mortgage agent handling your enquiry and the secure tools used to deliver this service. We never sell your information, and we do not share it for unrelated marketing.

How long we keep it

We keep your information for as long as needed to assist you and to follow up about your mortgage, including future renewal reminders if relevant. You can ask us to delete it at any time.

Your rights

You may ask us to access, correct, or delete the personal information we hold about you. Just contact us using the details at the top of this page and we will respond.

Security

Your information is stored using reputable, access-controlled services and is only available to the agent serving you.

Changes

We may update this policy from time to time. The current version is always the one posted here, with the date shown above.

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